Local & Fast Foods · Business Growth
Taking a PICO loan to support my local restaurant was one of the most important decisions I made for my family and my business. With the funding, I was able to improve my kitchen equipment, refresh the dining space, and expand my menu to better serve my customers. These changes helped me attract more customers, increase daily sales, and build a loyal clientele who now return regularly and recommend us to others. The restaurant has not only created a steady source of income, but it has also allowed me to provide for my household, cover important family expenses, and plan for a more secure future.
Retail Shop · Business Growth
Before I received the PICO loan, it was difficult to keep my business running smoothly because I often lacked enough stock to meet my customers' needs. As a result, some customers stopped coming because they could not always find what they wanted. The loan made a big difference in my business. I was able to restock my products, improve my services, and meet customer demand consistently. Today, most of my customers have returned, and many have become regular customers again because they know they can rely on my business. The increased income has also had a positive impact on my family. I have been able to pay my children's school fees on time, buy the necessary school requirements, and ensure they continue with their education without interruption. I am grateful for the financial support because it has helped me grow my business, regain my customers' trust, and provide a better future for my children.
Snack Shop · Business Growth
The PICO loan has transformed my snacks business in many ways. Before receiving it, I struggled to produce enough mandazi and samosas to meet customer demand. With the loan, I was able to increase production and expand my supply to customers both within and outside the market. As a result, my customer base has grown tremendously. More people now trust the quality and consistency of my products, and I continue to receive new orders through referrals from satisfied clients. The growth in my business has increased my income and given me confidence to keep expanding. The additional income has also made a significant difference to my family. I have been able to pay school fees on time and provide all the necessary school requirements for my four children, currently in Senior Two, Primary Seven, Primary Three, and Kindergarten. I am grateful for the loan because it has not only helped my business grow but has also enabled me to invest in my children's education and improve my family's well-being.
Food Stuff · Business Growth
Before receiving the PICO loan, it was difficult to expand my foodstuffs business because I had limited capital to stock enough goods. The loan has helped my business grow significantly by enabling me to increase my stock and serve more customers. As a result, my sales and income have improved, giving me greater financial stability. The increased income has also enabled me to take better care of my family. I am now able to provide for my children by paying their school fees, meeting their daily needs, and ensuring they have the necessary school requirements. In addition, I have been able to support my late brother's children, helping with their education and other essential needs. I am grateful for the loan because it has not only strengthened my business but has also enabled me to care for my extended family, giving me hope and confidence to continue growing my business while providing a brighter future for all the children under my care.
Barbershop / Salon · Business Growth & School Fees
The loan from Pico Financial Services has made a remarkable difference in my life. Before receiving the loan, my barbershop business was operating on a small scale, and I often lacked enough capital to improve the shop and serve more customers. With the loan, I was able to purchase better barbering equipment, add essential supplies, and improve the appearance of my shop. These improvements attracted more customers, increased my daily income, and helped my business grow steadily. What impressed me most about Pico Financial Services is how friendly and supportive they are compared to other money lenders. Their staff treated me with respect, explained everything clearly, and made the loan application process simple and stress-free, with fair and manageable repayment terms. The growth of my barbershop has also had a positive impact on my family — the additional income has enabled me to pay my children's school fees on time and provide them with the school requirements they need. I am truly grateful to Pico Financial Services for believing in my potential.
Thousands of Ugandans have used a Pico loan to start, grow, or steady their lives. You could be next.